This can add a sizeable amount to your overall costs. Generally, the more you have as a home deposit, the less you'll need to borrow and the lower your monthly repayments. Find out how much you really need for a house deposit.. Those wanting to live in a house in Melbourne will need to fork out an extra $6,400 so that they can afford the $187,000 deposit. In Brisbane, median house prices have jumped to $920,000 up from $583,652 just 5 years ago - this surge has added an extra $65,200 onto the deposit needed. Perth is the same story also.
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How much deposit do you need for a house? The amount you can afford to save for a home loan deposit can have a big influence on how much you can borrow and how much you will need to pay in interest and set-up costs. We take a look at some of the things you need to be aware of when saving for a deposit.. Use Finder's mortgage deposit calculator to figure out what kind of house deposit you need to save (and read our tips on how to save it).